APEX

Designed to complement LAPP, the APEX supplementary pension plan is our defined benefit plan that can be a powerful attraction and retention tool for your employees. The APEX plan supplements the LAPP benefit to the maximum allowable under the Canada Revenue Agency.

Facts about our APEX supplementary pension plan:

• It is a defined benefit plan.
• Individuals must participate in LAPP to be eligible to participate in the APEX plan.
• Contributions are shared between employers and employees.
• Contributions are tax-deductible.
• The employer determines which employee classifications are eligible to participate for their organization.

To learn more, download our APEX at a glance.

Additional resources:

• APEX Pension Estimator
• APEX Member Handbook - view online
• APEX Member Handbook - print friendly version
• 2022 APEX Update
• Q & A APEX Update
• 2022 Funding Change Notification
• LAPP & APEX Pension Changes - effective January 1, 2024
• APEX Member Information Update Form
• APEX Beneficiary-Pension Partner Update Form